Am I eligible to use Affirm?

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old
  • 19, if you're ward of the state in Nebraska and Alabama
  • 21, if you're ward of the state in Puerto Rico
  • Have a Social Security number
  • Own a phone number that receives SMS and is registered to the United States or U.S. territories